15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US)
15-Year Fixed Rate Mortgage Average in the United States — Historical Chart
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15-Year Fixed Rate Mortgage Average in the United States (FRED series MORTGAGE15US) is a weekly economic indicator measured in percent. The series is published through FRED, the Federal Reserve Bank of St. Louis economic database, with history going back to 1991.
Why it matters: 15-Year Fixed Rate Mortgage Average in the United States is one of the indicators traders, economists, and policymakers watch within the economic complex. Analysts use it to track conditions in the US economy and to anticipate shifts in growth, inflation, and policy.
How to read it: focus on the direction and persistence of changes rather than any single weekly print. Comparing the latest value against its level a year ago, and against its long-run range since 1991, gives a better sense of whether the series is signaling acceleration, deceleration, or a turning point.
About This Series
On November 17, 2022, Freddie Mac changed the methodology of the Primary Mortgage Market Survey® (PMMS®). The weekly mortgage rate is now based on applications submitted to Freddie Mac from lenders across the country. For more information regarding Freddie Mac’s enhancement, see their research note (https://www.freddiemac.com/research/insight/20221103-freddie-macs-newly-enhanced-mortgage-rate-survey). Data are provided “as is” by Freddie Mac®, with no warranties of any kind, express or implied, including but not limited to warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user’s sole risk. In no event will Freddie Mac be liable for any damages arising out of or related to the data, including but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages. Copyright, 2016, Freddie Mac. Reprinted with permission.
Recent Data
| Date | Value (%) | Change |
|---|---|---|
| June 4, 2026 | 5.79% | -0.08 |
| May 28, 2026 | 5.87% | +0.02 |
| May 21, 2026 | 5.85% | +0.14 |
| May 14, 2026 | 5.71% | -0.01 |
| May 7, 2026 | 5.72% | +0.08 |
| April 30, 2026 | 5.64% | +0.06 |
| April 23, 2026 | 5.58% | -0.07 |
| April 16, 2026 | 5.65% | -0.09 |
| April 9, 2026 | 5.74% | -0.03 |
| April 2, 2026 | 5.77% | +0.02 |
| March 26, 2026 | 5.75% | +0.21 |
| March 19, 2026 | 5.54% | +0.04 |
Frequently Asked Questions
What is 15-Year Fixed Rate Mortgage Average in the United States today?
The latest value of 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US) is shown at the top of this page, along with its observation date and the change from the prior reading. Data is sourced from FRED and refreshed regularly.
How often is 15-Year Fixed Rate Mortgage Average in the United States updated?
15-Year Fixed Rate Mortgage Average in the United States is reported weekly (Weekly, Ending Thursday). New observations appear on FRED shortly after the source agency releases them, and this page updates daily.
What does a rising 15-Year Fixed Rate Mortgage Average in the United States mean?
A sustained rise in 15-Year Fixed Rate Mortgage Average in the United States signals strengthening readings in this economic measure, in percent. Whether that is positive or negative for markets depends on context — compare the move against the series’ trend and related indicators in the same category.
Where does the MORTGAGE15US data come from?
The data comes from FRED® (Federal Reserve Economic Data), maintained by the Federal Reserve Bank of St. Louis, under series ID MORTGAGE15US. History is available back to 1991.
Related Unknown Indicators
- Real Gross Domestic Product1.6
- Real gross domestic product per capita70,502
- Average Hourly Earnings of Production and Nonsupervisory Employees, Total Private32.31
- Average Weekly Hours of All Employees, Total Private34.3
- Average Weekly Hours of Production and Nonsupervisory Employees, Manufacturing41.6
- Average Weekly Overtime Hours of Production and Nonsupervisory Employees, Manufacturing4
- Business Applications: Total for All NAICS in the United States523,971
- ICE BofA US Corporate Index Option-Adjusted Spread0.75
Data sourced from FRED®, Federal Reserve Bank of St. Louis: 15-Year Fixed Rate Mortgage Average in the United States (MORTGAGE15US). Retrieved from fred.stlouisfed.org. Last updated June 4, 2026.